Guides for behavioral health providers.
Plain-language walk-throughs of how insurance reimbursement works, and what you can do about it.
Fee reviews
How to negotiate your insurance reimbursement rates
Most insurers review individual fee schedules on request. Most providers never ask. How the process works, when it lands well, and what separates a request that gets ignored from one that gets a substantive response.
The public data
Are insurance reimbursement rates confidential?
Negotiated rates used to be effectively private. A federal rule changed that: insurers now publish their in-network rates. What became public, and what stays private.
Fee reviews
Will insurance companies be upset if I try to negotiate my rates?
A fee-review request is an ordinary administrative event on the insurer’s side. The realistic range of outcomes after you ask, and how to keep a request routine and low-friction.
Fee reviews
Why asking for a rate review feels so hard
Graduate training covers anxiety, not contracting. The four reasons providers put off a fee-review request, what the request looks like from the insurer’s side, and how to borrow the advice you would give a client.
Practice decisions
Is it worth taking insurance? Private pay vs insurance
An honest both-sides look at paneling versus private pay: caseload, rate, administrative load, and stability, and why knowing your real per-panel rate changes the math before you decide.
Practice decisions
When is it time to drop an insurance company?
The per-insurer version of the insurance question. Why to check your rate and ask for a review before deciding, the signals that tend to settle it, the client-access trade-off looked at honestly, and what leaving a network involves.
More guides are in the works. In the meantime, you can see what rate data we have for providers like you, free.
Free preview
See what rate data we have for providers like you, free.
Tell us your zip code and specialty. We’ll show you which insurers we have rate data for near you and how widely their rates run, so you can decide if the full report is worth it. The form takes about a minute; free, no credit card.