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Sample report: real layout, made-up numbers.

Sample report: real insurer names, invented dollar figures.

This sample is for providers already in-network with at least one insurer. Not in-network yet? View the insurer-comparison sample →

Where your rates sit, at a glance.

How your rates compare with LPCs / LCMHCs near you, using your insurers' published data.

Prepared for
Carl Rogers, LCMHC
Market
Raleigh, NC
ZIP code
27601
Report date
July 30, 2026
Peers
224 LPCs / LCMHCs
Billing CodeIndividual psychotherapy, 60 minAssumptions

960 sessions per year.

Across all your panels
Carl Rogers, LCMHC · Counselor · 8 years in practice
Three numbers, blended evenly across your in-network insurers at 90837.
Behind the medianYour rates versus the peer medians over a year, at 20 sessions/week × 48 weeks/year.
Peer percentileAbove 32% of in-network LPCs / LCMHCs in your area.
Percent of Medicare87%Peer median 94% of Medicare; you are 7 points below.
Short version: your rates sit below the peer median. The sections below break this down insurer by insurer.
More info
The blend weights each insurer equally; it is not your actual caseload mix.

Some rates filed under your NPI are left out of these comparisons; see Other rates at the end.

Insurers included in this report.

Every insurer in your area, plus any you hold a rate with elsewhere.

Included
6
Aetna, Ambetter (Centene), BCBS North Carolina, Cigna, MedCost, UnitedHealthcare (includes Oscar Health)
Limited data
None
Every insurer here has enough local peers to publish.
Not included
1

No data yet for Humana. Details on our insurers page.

Oscar Health uses the UnitedHealthcare (Optum Behavioral Health) network, so its rates appear under UnitedHealthcare (Optum Behavioral Health).

Where your rates sit against your peers.

A dot for each of your peers’ rates, highest median first.

Billing CodeIndividual psychotherapy, 60 min
Show
Providers at the same rate1×10×25×40+
Peer rate dot plot for CPT 90837Each dot is one LPC / LCMHC's published rate with that insurer; the larger plum dot is yours. The shaded band is the middle half of that insurer's rates, with its median line inside. Bigger grey dots are several providers at one rate.YOUR PERCENTILEBCBS North CarolinaN = 140MEDIAN $154YOU · $137MIDDLE 50% · $136–$17726 th pctMedCostN = 70MEDIAN $146MIDDLE 50% · $128–$168No in-network rate foundAetnaN = 140MEDIAN $139YOU · $129MIDDLE 50% · $122–$16035 th pctCignaN = 125MEDIAN $134YOU · $121MIDDLE 50% · $118–$15430 th pctUnitedHealthcareN = 140MEDIAN $132YOU · $125MIDDLE 50% · $116–$15239 th pctAmbetter (Centene)N = 55MEDIAN $129MIDDLE 50% · $114–$148No in-network rate found$100$125$150$175$200$225
Peer rate dot plot for CPT 90837
PayerRateMarker
BCBS North Carolina$154median
BCBS North Carolina$177p75
BCBS North Carolina$137your rate
BCBS North Carolina$95
BCBS North Carolina$95
BCBS North Carolina$98
BCBS North Carolina$101
BCBS North Carolina$104
BCBS North Carolina$107
BCBS North Carolina$109
BCBS North Carolina$111
BCBS North Carolina$113
BCBS North Carolina$114
BCBS North Carolina$116
BCBS North Carolina$116
BCBS North Carolina$118
BCBS North Carolina$119
BCBS North Carolina$120
BCBS North Carolina$122
BCBS North Carolina$122
BCBS North Carolina$123
BCBS North Carolina$124
BCBS North Carolina$125
BCBS North Carolina$126
BCBS North Carolina$127
BCBS North Carolina$127
BCBS North Carolina$128
BCBS North Carolina$129
BCBS North Carolina$130
BCBS North Carolina$130
BCBS North Carolina$131
BCBS North Carolina$132
BCBS North Carolina$133
BCBS North Carolina$133
BCBS North Carolina$134
BCBS North Carolina$134
BCBS North Carolina$135
BCBS North Carolina$136
BCBS North Carolina$137
BCBS North Carolina$137
BCBS North Carolina$137
BCBS North Carolina$138
BCBS North Carolina$139
BCBS North Carolina$140
BCBS North Carolina$140
BCBS North Carolina$140
BCBS North Carolina$141
BCBS North Carolina$142
BCBS North Carolina$142
BCBS North Carolina$142
BCBS North Carolina$143
BCBS North Carolina$143
BCBS North Carolina$144
BCBS North Carolina$144
BCBS North Carolina$145
BCBS North Carolina$146
BCBS North Carolina$146
BCBS North Carolina$147
BCBS North Carolina$147
BCBS North Carolina$147
BCBS North Carolina$148
BCBS North Carolina$148
BCBS North Carolina$149
BCBS North Carolina$149
BCBS North Carolina$150
BCBS North Carolina$150
BCBS North Carolina$151
BCBS North Carolina$151
BCBS North Carolina$152
BCBS North Carolina$152
BCBS North Carolina$153
BCBS North Carolina$153
BCBS North Carolina$154
BCBS North Carolina$154
BCBS North Carolina$155
BCBS North Carolina$155
BCBS North Carolina$156
BCBS North Carolina$157
BCBS North Carolina$157
BCBS North Carolina$158
BCBS North Carolina$158
BCBS North Carolina$159
BCBS North Carolina$160
BCBS North Carolina$160
BCBS North Carolina$161
BCBS North Carolina$162
BCBS North Carolina$162
BCBS North Carolina$163
BCBS North Carolina$164
BCBS North Carolina$164
BCBS North Carolina$165
BCBS North Carolina$166
BCBS North Carolina$166
BCBS North Carolina$167
BCBS North Carolina$167
BCBS North Carolina$168
BCBS North Carolina$169
BCBS North Carolina$170
BCBS North Carolina$171
BCBS North Carolina$171
BCBS North Carolina$171
BCBS North Carolina$172
BCBS North Carolina$173
BCBS North Carolina$174
BCBS North Carolina$174
BCBS North Carolina$175
BCBS North Carolina$176
BCBS North Carolina$177
BCBS North Carolina$177
BCBS North Carolina$178
BCBS North Carolina$179
BCBS North Carolina$180
BCBS North Carolina$180
BCBS North Carolina$182
BCBS North Carolina$182
BCBS North Carolina$183
BCBS North Carolina$184
BCBS North Carolina$185
BCBS North Carolina$186
BCBS North Carolina$187
BCBS North Carolina$188
BCBS North Carolina$189
BCBS North Carolina$190
BCBS North Carolina$191
BCBS North Carolina$192
BCBS North Carolina$193
BCBS North Carolina$194
BCBS North Carolina$196
BCBS North Carolina$197
BCBS North Carolina$198
BCBS North Carolina$200
BCBS North Carolina$201
BCBS North Carolina$203
BCBS North Carolina$205
BCBS North Carolina$207
BCBS North Carolina$209
BCBS North Carolina$211
BCBS North Carolina$214
BCBS North Carolina$217
BCBS North Carolina$221
BCBS North Carolina$226
BCBS North Carolina$229
BCBS North Carolina$229
MedCost (no in-network rate found)$146median
MedCost (no in-network rate found)$128p25
MedCost (no in-network rate found)$168p75
MedCost (no in-network rate found)70providers in cohort
Aetna$139median
Aetna$160p75
Aetna$129your rate
Aetna$84
Aetna$84
Aetna$87
Aetna$90
Aetna$93
Aetna$95
Aetna$97
Aetna$99
Aetna$100
Aetna$102
Aetna$103
Aetna$104
Aetna$106
Aetna$107
Aetna$107
Aetna$109
Aetna$109
Aetna$110
Aetna$111
Aetna$112
Aetna$113
Aetna$113
Aetna$114
Aetna$115
Aetna$115
Aetna$116
Aetna$116
Aetna$117
Aetna$118
Aetna$119
Aetna$120
Aetna$120
Aetna$121
Aetna$121
Aetna$122
Aetna$123
Aetna$123
Aetna$123
Aetna$124
Aetna$125
Aetna$125
Aetna$125
Aetna$126
Aetna$127
Aetna$127
Aetna$127
Aetna$128
Aetna$128
Aetna$129
Aetna$129
Aetna$130
Aetna$131
Aetna$131
Aetna$131
Aetna$132
Aetna$132
Aetna$133
Aetna$133
Aetna$134
Aetna$134
Aetna$134
Aetna$135
Aetna$135
Aetna$136
Aetna$136
Aetna$137
Aetna$137
Aetna$138
Aetna$138
Aetna$139
Aetna$139
Aetna$140
Aetna$140
Aetna$141
Aetna$142
Aetna$142
Aetna$143
Aetna$143
Aetna$143
Aetna$145
Aetna$145
Aetna$145
Aetna$146
Aetna$146
Aetna$147
Aetna$148
Aetna$148
Aetna$149
Aetna$150
Aetna$150
Aetna$150
Aetna$151
Aetna$152
Aetna$153
Aetna$153
Aetna$154
Aetna$154
Aetna$155
Aetna$156
Aetna$156
Aetna$157
Aetna$157
Aetna$158
Aetna$159
Aetna$160
Aetna$160
Aetna$161
Aetna$162
Aetna$163
Aetna$163
Aetna$164
Aetna$164
Aetna$165
Aetna$166
Aetna$167
Aetna$168
Aetna$169
Aetna$170
Aetna$171
Aetna$171
Aetna$173
Aetna$174
Aetna$174
Aetna$175
Aetna$177
Aetna$178
Aetna$179
Aetna$181
Aetna$182
Aetna$184
Aetna$185
Aetna$187
Aetna$188
Aetna$191
Aetna$194
Aetna$196
Aetna$200
Aetna$204
Aetna$207
Aetna$207
Cigna$134median
Cigna$154p75
Cigna$121your rate
Cigna$82
Cigna$82
Cigna$86
Cigna$89
Cigna$91
Cigna$94
Cigna$95
Cigna$97
Cigna$99
Cigna$101
Cigna$102
Cigna$102
Cigna$104
Cigna$105
Cigna$106
Cigna$107
Cigna$108
Cigna$109
Cigna$109
Cigna$110
Cigna$111
Cigna$112
Cigna$112
Cigna$113
Cigna$114
Cigna$114
Cigna$115
Cigna$115
Cigna$116
Cigna$117
Cigna$118
Cigna$118
Cigna$119
Cigna$119
Cigna$120
Cigna$121
Cigna$121
Cigna$122
Cigna$122
Cigna$123
Cigna$124
Cigna$124
Cigna$124
Cigna$125
Cigna$125
Cigna$126
Cigna$126
Cigna$126
Cigna$127
Cigna$128
Cigna$128
Cigna$129
Cigna$129
Cigna$130
Cigna$130
Cigna$131
Cigna$131
Cigna$131
Cigna$132
Cigna$132
Cigna$133
Cigna$134
Cigna$134
Cigna$134
Cigna$135
Cigna$136
Cigna$136
Cigna$137
Cigna$137
Cigna$138
Cigna$139
Cigna$139
Cigna$140
Cigna$140
Cigna$141
Cigna$142
Cigna$143
Cigna$143
Cigna$143
Cigna$145
Cigna$145
Cigna$145
Cigna$146
Cigna$147
Cigna$147
Cigna$148
Cigna$149
Cigna$150
Cigna$151
Cigna$151
Cigna$151
Cigna$152
Cigna$153
Cigna$154
Cigna$155
Cigna$156
Cigna$156
Cigna$157
Cigna$158
Cigna$158
Cigna$160
Cigna$160
Cigna$161
Cigna$162
Cigna$163
Cigna$164
Cigna$165
Cigna$166
Cigna$167
Cigna$168
Cigna$169
Cigna$170
Cigna$172
Cigna$173
Cigna$175
Cigna$176
Cigna$178
Cigna$180
Cigna$182
Cigna$184
Cigna$187
Cigna$191
Cigna$194
Cigna$199
Cigna$199
UnitedHealthcare$132median
UnitedHealthcare$152p75
UnitedHealthcare$125your rate
UnitedHealthcare$80
UnitedHealthcare$80
UnitedHealthcare$82
UnitedHealthcare$86
UnitedHealthcare$88
UnitedHealthcare$91
UnitedHealthcare$92
UnitedHealthcare$94
UnitedHealthcare$95
UnitedHealthcare$97
UnitedHealthcare$98
UnitedHealthcare$99
UnitedHealthcare$101
UnitedHealthcare$101
UnitedHealthcare$102
UnitedHealthcare$103
UnitedHealthcare$104
UnitedHealthcare$105
UnitedHealthcare$105
UnitedHealthcare$107
UnitedHealthcare$107
UnitedHealthcare$108
UnitedHealthcare$108
UnitedHealthcare$109
UnitedHealthcare$110
UnitedHealthcare$111
UnitedHealthcare$111
UnitedHealthcare$111
UnitedHealthcare$112
UnitedHealthcare$113
UnitedHealthcare$114
UnitedHealthcare$114
UnitedHealthcare$115
UnitedHealthcare$115
UnitedHealthcare$116
UnitedHealthcare$117
UnitedHealthcare$117
UnitedHealthcare$117
UnitedHealthcare$118
UnitedHealthcare$118
UnitedHealthcare$119
UnitedHealthcare$119
UnitedHealthcare$120
UnitedHealthcare$120
UnitedHealthcare$121
UnitedHealthcare$121
UnitedHealthcare$122
UnitedHealthcare$122
UnitedHealthcare$122
UnitedHealthcare$123
UnitedHealthcare$123
UnitedHealthcare$124
UnitedHealthcare$124
UnitedHealthcare$125
UnitedHealthcare$126
UnitedHealthcare$126
UnitedHealthcare$126
UnitedHealthcare$127
UnitedHealthcare$127
UnitedHealthcare$127
UnitedHealthcare$128
UnitedHealthcare$128
UnitedHealthcare$129
UnitedHealthcare$129
UnitedHealthcare$129
UnitedHealthcare$130
UnitedHealthcare$130
UnitedHealthcare$131
UnitedHealthcare$131
UnitedHealthcare$132
UnitedHealthcare$132
UnitedHealthcare$133
UnitedHealthcare$133
UnitedHealthcare$134
UnitedHealthcare$134
UnitedHealthcare$135
UnitedHealthcare$136
UnitedHealthcare$136
UnitedHealthcare$136
UnitedHealthcare$137
UnitedHealthcare$138
UnitedHealthcare$138
UnitedHealthcare$139
UnitedHealthcare$139
UnitedHealthcare$140
UnitedHealthcare$140
UnitedHealthcare$141
UnitedHealthcare$141
UnitedHealthcare$142
UnitedHealthcare$143
UnitedHealthcare$143
UnitedHealthcare$144
UnitedHealthcare$144
UnitedHealthcare$145
UnitedHealthcare$146
UnitedHealthcare$146
UnitedHealthcare$146
UnitedHealthcare$147
UnitedHealthcare$148
UnitedHealthcare$148
UnitedHealthcare$149
UnitedHealthcare$149
UnitedHealthcare$150
UnitedHealthcare$151
UnitedHealthcare$152
UnitedHealthcare$152
UnitedHealthcare$153
UnitedHealthcare$154
UnitedHealthcare$155
UnitedHealthcare$155
UnitedHealthcare$156
UnitedHealthcare$156
UnitedHealthcare$157
UnitedHealthcare$158
UnitedHealthcare$159
UnitedHealthcare$160
UnitedHealthcare$161
UnitedHealthcare$161
UnitedHealthcare$163
UnitedHealthcare$163
UnitedHealthcare$164
UnitedHealthcare$165
UnitedHealthcare$166
UnitedHealthcare$167
UnitedHealthcare$168
UnitedHealthcare$169
UnitedHealthcare$170
UnitedHealthcare$172
UnitedHealthcare$173
UnitedHealthcare$175
UnitedHealthcare$176
UnitedHealthcare$178
UnitedHealthcare$179
UnitedHealthcare$182
UnitedHealthcare$184
UnitedHealthcare$186
UnitedHealthcare$190
UnitedHealthcare$194
UnitedHealthcare$197
UnitedHealthcare$197
Ambetter (Centene) (no in-network rate found)$129median
Ambetter (Centene) (no in-network rate found)$114p25
Ambetter (Centene) (no in-network rate found)$148p75
Ambetter (Centene) (no in-network rate found)55providers in cohort

Each dot is one LPC / LCMHC's published rate with that insurer; the larger plum dot is yours.

More info
The shaded band is the middle half of that insurer's rates, with its median line inside. Bigger grey dots are several providers at one rate.

Where the gap lives, contract by contract.

One card per insurer, furthest below the peer median first.

Billing CodeIndividual psychotherapy, 60 minAssumptions

960 sessions per year.

BCBS North Carolina

Rate difference over a full year

−$16,320

vs. peer median

90837
Individual psychotherapy, 60 min
$137$154$17793%−$17
To the median: +$17 (+12%) a session. To the 75th: +$40 (+29%) a session.

140 peers on 90837 · Source: BCBS North Carolina's published rate file

Cigna

Rate difference over a full year

−$12,480

vs. peer median

90837
Individual psychotherapy, 60 min
$121$134$15482%−$13
To the median: +$13 (+11%) a session. To the 75th: +$33 (+27%) a session.

125 peers on 90837 · Source: Cigna's published rate file

Aetna

Rate difference over a full year

−$9,600

vs. peer median

90837
Individual psychotherapy, 60 min
$129$139$16087%−$10
To the median: +$10 (+8%) a session. To the 75th: +$31 (+24%) a session.

140 peers on 90837 · Source: Aetna's published rate file

UnitedHealthcare

Rate difference over a full year

−$6,720

vs. peer median

90837
Individual psychotherapy, 60 min
$125$132$15284%−$7
To the median: +$7 (+6%) a session. To the 75th: +$27 (+22%) a session.

140 peers on 90837 · Source: UnitedHealthcare's published rate file

Not shown: Ambetter (Centene), MedCost (no published rate for you at 90837).

What the difference could mean over a year.

Your rates and the peer target, multiplied by a year of sessions.

Billing CodeIndividual psychotherapy, 60 minAssumptions

960 sessions per year.

At your current rates$122,880$128 per 90837

An even blend of your in-network rates for this code.

At the peer median$134,400$140 per 90837
At the 75th-percentile reference$154,560$161 per 90837
Per week+$240
Per month+$960
Per year+$11,520
Five years+$57,600
Annualized comparison: your rate vs. the peer target, assuming 20 sessions per week and 48 weeks per year.
ScenarioPer-session rateAnnual gross
Today (your rate)$128$122,880
At the peer median$140$134,400
At the 75th-percentile reference$161$154,560
Per yearN/A+$11,520

How well-supplied your area is.

How many LPCs / LCMHCs practice near you, compared with the rest of the country.

In the Raleigh, NC area

Your read

Your area has significantly fewer LPCs / LCMHCs per resident than the country as a whole, under half the national rate.

Comparison

National rate: about 199 practising LPCs / LCMHCs per 100,000 people.

The insurers around you.

Every insurer publishing local rates for your credential, placed by rate and by how many people it covers near you.

Panel opportunity map

LPCs / LCMHCs · Raleigh, NC · CPT 90837

Show
Billing CodeIndividual psychotherapy, 60 min
  • Above the area median
  • Near the median
  • Below the median
  • Well below
  • Plum ring marks your panels
  • Dotted circle = the peer median for that insurer
  • Bubble size = estimated covered lives

5 insurers in this metro for LPCs / LCMHCs on CPT 90837. The average of their medians is $128 per session. 3 pay above it, 2 at or below.

Tabular view of the Panel Opportunity Map. Rows are insurers; columns are rate, members per local provider, and the number of local peers behind each insurer's stats. Estimated covered lives for this insurer in your area, per active provider in your specialty practising there: everyone available locally, not only the providers we hold rates for. The last column is different: it counts only the peers we hold rates for, which is what the rate column rests on.
InsurerRateMembers per local provider (est.)Local peers
BCBS North CarolinaIn-network$137Typical140
AetnaIn-network$129Typical140
Ambetter (Centene)$129Fewer members per local provider55
UnitedHealthcareIn-network$125Typical140
CignaIn-network$121Typical125

Not shown: MedCost (no estimate of how many people they cover in your area).

Percent of Medicare.

Each insurer's rates as a share of the Medicare rate, the yardstick many contracts are written in.

Billing CodeIndividual psychotherapy, 60 min
BCBS North Carolina
93%peer median: 104%
MedCostno in-network rate found
—peer median: 99%
Aetna
87%peer median: 94%
Cigna
82%peer median: 91%
UnitedHealthcare
84%peer median: 89%
Ambetter (Centene)no in-network rate found
—peer median: 87%
All payers blended
87%peer median: 94%

When your rate matches the peer median, the dot and diamond overlap.

Per-payer percent-of-Medicare comparison: your rate, peer 25th percentile, peer median, peer 75th percentile.
PayerYour %Peer 25th pctPeer medianPeer 75th pct
BCBS North Carolina93%92%104%120%
MedCost—86%99%114%
Aetna87%82%94%108%
Cigna82%80%91%104%
UnitedHealthcare84%78%89%103%
Ambetter (Centene)—77%87%100%
All payers blended87%83%94%109%

What happens next.

If you'd like to request a rate review, it typically looks something like this. Timing varies by insurer.

  1. 1
    Send the request
    Email to the insurer's network team requesting a rate review.
  2. 2
    Follow up
    If you haven't heard back within a few weeks, a polite follow-up is reasonable.
  3. 3
    Review and counter
    The insurer's review team responds: they could offer a rate increase, decline to make a change, or hypothetically lower your rate (though this is rare).
  4. 4
    Negotiation
    One or two rounds of back-and-forth.
  5. 5
    Decision
    An amendment to the contracted rate, or keep the status quo.

Every insurer, row by row.

Just the numbers.

Billing CodeIndividual psychotherapy, 60 minAssumptions

960 sessions per year.

Annual diff. assumes all sessions at that one insurer and compares to the median.
In-network rate found
BCBS North Carolina$137$136$154$17793%140−$16,320
Cigna$121$118$134$15482%125−$12,480
Aetna$129$122$139$16087%140−$9,600
UnitedHealthcare$125$116$132$15284%140−$6,720
No in-network rate found
MedCostN/A$128$146$168N/A70N/A
Ambetter (Centene)N/A$114$129$148N/A55N/A

All rates at all the insurers on one curve.

Every local rate for your credential from every insurer, on one smoothed curve.

Billing CodeIndividual psychotherapy, 60 min
Peer rate distribution for CPT 90837Your rates ($137, $129, $121, $125) are the plum dots; the peer median is $140. 545 rates. Each small dot under the curve is one filed rate; the curve smooths them.densityMEDIAN $140P75 $161P25 $122$75$100$125$150$175$200$225
Peer rate distribution for CPT 90837
#Rate
Median$140
P75$161
Your rate 1$137
Your rate 2$129
Your rate 3$121
Your rate 4$125
1$95
2$95
3$98
4$101
5$104
6$107
7$109
8$111
9$113
10$114
11$116
12$116
13$118
14$119
15$120
16$122
17$122
18$123
19$124
20$125
21$126
22$127
23$127
24$128
25$129
26$130
27$130
28$131
29$132
30$133
31$133
32$134
33$134
34$135
35$136
36$137
37$137
38$137
39$138
40$139
41$140
42$140
43$140
44$141
45$142
46$142
47$142
48$143
49$143
50$144
51$144
52$145
53$146
54$146
55$147
56$147
57$147
58$148
59$148
60$149
61$149
62$150
63$150
64$151
65$151
66$152
67$152
68$153
69$153
70$154
71$154
72$155
73$155
74$156
75$157
76$157
77$158
78$158
79$159
80$160
81$160
82$161
83$162
84$162
85$163
86$164
87$164
88$165
89$166
90$166
91$167
92$167
93$168
94$169
95$170
96$171
97$171
98$171
99$172
100$173
101$174
102$174
103$175
104$176
105$177
106$177
107$178
108$179
109$180
110$180
111$182
112$182
113$183
114$184
115$185
116$186
117$187
118$188
119$189
120$190
121$191
122$192
123$193
124$194
125$196
126$197
127$198
128$200
129$201
130$203
131$205
132$207
133$209
134$211
135$214
136$217
137$221
138$226
139$229
140$229
141$84
142$84
143$87
144$90
145$93
146$95
147$97
148$99
149$100
150$102
151$103
152$104
153$106
154$107
155$107
156$109
157$109
158$110
159$111
160$112
161$113
162$113
163$114
164$115
165$115
166$116
167$116
168$117
169$118
170$119
171$120
172$120
173$121
174$121
175$122
176$123
177$123
178$123
179$124
180$125
181$125
182$125
183$126
184$127
185$127
186$127
187$128
188$128
189$129
190$129
191$130
192$131
193$131
194$131
195$132
196$132
197$133
198$133
199$134
200$134
201$134
202$135
203$135
204$136
205$136
206$137
207$137
208$138
209$138
210$139
211$139
212$140
213$140
214$141
215$142
216$142
217$143
218$143
219$143
220$145
221$145
222$145
223$146
224$146
225$147
226$148
227$148
228$149
229$150
230$150
231$150
232$151
233$152
234$153
235$153
236$154
237$154
238$155
239$156
240$156
241$157
242$157
243$158
244$159
245$160
246$160
247$161
248$162
249$163
250$163
251$164
252$164
253$165
254$166
255$167
256$168
257$169
258$170
259$171
260$171
261$173
262$174
263$174
264$175
265$177
266$178
267$179
268$181
269$182
270$184
271$185
272$187
273$188
274$191
275$194
276$196
277$200
278$204
279$207
280$207
281$82
282$82
283$86
284$89
285$91
286$94
287$95
288$97
289$99
290$101
291$102
292$102
293$104
294$105
295$106
296$107
297$108
298$109
299$109
300$110
301$111
302$112
303$112
304$113
305$114
306$114
307$115
308$115
309$116
310$117
311$118
312$118
313$119
314$119
315$120
316$121
317$121
318$122
319$122
320$123
321$124
322$124
323$124
324$125
325$125
326$126
327$126
328$126
329$127
330$128
331$128
332$129
333$129
334$130
335$130
336$131
337$131
338$131
339$132
340$132
341$133
342$134
343$134
344$134
345$135
346$136
347$136
348$137
349$137
350$138
351$139
352$139
353$140
354$140
355$141
356$142
357$143
358$143
359$143
360$145
361$145
362$145
363$146
364$147
365$147
366$148
367$149
368$150
369$151
370$151
371$151
372$152
373$153
374$154
375$155
376$156
377$156
378$157
379$158
380$158
381$160
382$160
383$161
384$162
385$163
386$164
387$165
388$166
389$167
390$168
391$169
392$170
393$172
394$173
395$175
396$176
397$178
398$180
399$182
400$184
401$187
402$191
403$194
404$199
405$199
406$80
407$80
408$82
409$86
410$88
411$91
412$92
413$94
414$95
415$97
416$98
417$99
418$101
419$101
420$102
421$103
422$104
423$105
424$105
425$107
426$107
427$108
428$108
429$109
430$110
431$111
432$111
433$111
434$112
435$113
436$114
437$114
438$115
439$115
440$116
441$117
442$117
443$117
444$118
445$118
446$119
447$119
448$120
449$120
450$121
451$121
452$122
453$122
454$122
455$123
456$123
457$124
458$124
459$125
460$126
461$126
462$126
463$127
464$127
465$127
466$128
467$128
468$129
469$129
470$129
471$130
472$130
473$131
474$131
475$132
476$132
477$133
478$133
479$134
480$134
481$135
482$136
483$136
484$136
485$137
486$138
487$138
488$139
489$139
490$140
491$140
492$141
493$141
494$142
495$143
496$143
497$144
498$144
499$145
500$146
501$146
502$146
503$147
504$148
505$148
506$149
507$149
508$150
509$151
510$152
511$152
512$153
513$154
514$155
515$155
516$156
517$156
518$157
519$158
520$159
521$160
522$161
523$161
524$163
525$163
526$164
527$165
528$166
529$167
530$168
531$169
532$170
533$172
534$173
535$175
536$176
537$178
538$179
539$182
540$184
541$186
542$190
543$194
544$197
545$197

Your rates ($137, $129, $121, $125) are the plum dots; the peer median is $140. 545 rates.

More info
Each small dot under the curve is one filed rate; the curve smooths them.

Other rates

Other rates we found, but didn’t use.

Rates filed under your NPI that we left out of the comparisons above.

More info
They are usually tied to an old employer or group, or are catch-all rates an insurer publishes but does not expect anyone to bill. As far as we can tell they are not rates you are paid or could negotiate. Listed here for completeness.
Billing CodeIndividual psychotherapy, 60 min
InsurerRateWhy we excluded it
BCBS North Carolina$164Through a group
Aetna$174Estimated rate
Cigna$182Other setting
UnitedHealthcare$206Unusually high

Questions about your rates.

Insurers update their files on their own schedule, and many are slow to remove providers who have left. We process new files as insurers publish them, so the change reaches our data once the insurer’s own files reflect it.

An insurer’s files can list you through arrangements you might not think of as your own contract: a group or practice you bill through, a former employer, another insurer’s network that they rent, or a broad listing of providers they don’t contract with directly. We remove networks we know are rented, but we can’t catch every case.

Insurers don’t always update their published files when a rate changes, and when they do, it’s on their own schedule. We pick up new files as insurers publish them, so a raise shows up once it appears in the insurer’s own filing.

Please let us know, and we’ll check it against the insurer’s filing. Insurers sometimes publish several rates for the same code (for a different setting or credential level, an estimate, or a group you’re listed under), and some files contain errors. We pick the one that looks most like your own rate, and we don’t always get it right.

The insurer may not have published it yet, or its files may be missing details we need to match it to you. Some rates are listed only under a practice’s billing ID rather than your own NPI, and when you also have your own practice, we set aside rates that come through a large group or platform. If you think we’ve missed you, please let us know.

Learn more about how we generate these numbers on our methodology page.

Source: each insurer’s Transparency in Coverage filings. For information only; not financial, legal, insurance, or negotiation advice.

This is a sample. Yours uses real published rates for you and your local peers.

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