Sample report: real layout, made-up numbers.

Sample report: real insurer names, invented dollar figures.

This sample is for providers already in-network with at least one insurer. Not in-network yet? View the insurer-comparison sample →

Where your rates sit, at a glance.

How your rates compare with psychologists (PhD/PsyD) near you, using your insurers' published data.

Prepared for: Carl Rogers, PsyD
Market: Raleigh, NC
ZIP code: 27601
Report date: July 30, 2026
Peers: 218 psychologists

Billing CodeIndividual psychotherapy, 60 minAssumptions

960 sessions per year.

Across all your panels

Carl Rogers, PsyD · Psychologist · 8 years in practice

Three numbers, blended evenly across your in-network insurers at 90837.

Behind the medianYour rates versus the peer medians over a year, at 20 sessions/week × 48 weeks/year.

Peer percentileAbove 33% of in-network psychologists in your area.

Percent of Medicare108%Peer median 118% of Medicare; you are 10 points below.

Short version: your rates sit below the peer median. The sections below break this down insurer by insurer.

More info

The blend weights each insurer equally; it is not your actual caseload mix.

Some rates filed under your NPI are left out of these comparisons; see Other rates at the end.

Insurers included in this report.

Every insurer in your area, plus any you hold a rate with elsewhere.

Included: 6; Aetna, Ambetter (Centene), BCBS North Carolina, Cigna, MedCost, UnitedHealthcare (includes Oscar Health)

Limited data: None; Every insurer here has enough local peers to publish.

Not included: 1; No data yet for Humana. Details on our insurers page.

Oscar Health uses the UnitedHealthcare (Optum Behavioral Health) network, so its rates appear under UnitedHealthcare (Optum Behavioral Health).

Where your rates sit against your peers.

A dot for each of your peers’ rates, highest median first.

Billing CodeIndividual psychotherapy, 60 min

Show

Providers at the same rate1×10×25×40+

Peer rate dot plot for CPT 90837
Payer	Rate	Marker
BCBS North Carolina	$192	median
BCBS North Carolina	$221	p75
BCBS North Carolina	$171	your rate
BCBS North Carolina	$117
BCBS North Carolina	$117
BCBS North Carolina	$122
BCBS North Carolina	$126
BCBS North Carolina	$130
BCBS North Carolina	$133
BCBS North Carolina	$136
BCBS North Carolina	$138
BCBS North Carolina	$141
BCBS North Carolina	$143
BCBS North Carolina	$145
BCBS North Carolina	$146
BCBS North Carolina	$148
BCBS North Carolina	$149
BCBS North Carolina	$150
BCBS North Carolina	$152
BCBS North Carolina	$153
BCBS North Carolina	$155
BCBS North Carolina	$155
BCBS North Carolina	$157
BCBS North Carolina	$158
BCBS North Carolina	$159
BCBS North Carolina	$160
BCBS North Carolina	$160
BCBS North Carolina	$162
BCBS North Carolina	$163
BCBS North Carolina	$163
BCBS North Carolina	$164
BCBS North Carolina	$165
BCBS North Carolina	$167
BCBS North Carolina	$168
BCBS North Carolina	$168
BCBS North Carolina	$169
BCBS North Carolina	$169
BCBS North Carolina	$171
BCBS North Carolina	$172
BCBS North Carolina	$173
BCBS North Carolina	$173
BCBS North Carolina	$174
BCBS North Carolina	$175
BCBS North Carolina	$176
BCBS North Carolina	$176
BCBS North Carolina	$176
BCBS North Carolina	$178
BCBS North Carolina	$178
BCBS North Carolina	$179
BCBS North Carolina	$180
BCBS North Carolina	$180
BCBS North Carolina	$181
BCBS North Carolina	$181
BCBS North Carolina	$182
BCBS North Carolina	$183
BCBS North Carolina	$184
BCBS North Carolina	$184
BCBS North Carolina	$185
BCBS North Carolina	$186
BCBS North Carolina	$186
BCBS North Carolina	$187
BCBS North Carolina	$187
BCBS North Carolina	$188
BCBS North Carolina	$189
BCBS North Carolina	$190
BCBS North Carolina	$190
BCBS North Carolina	$191
BCBS North Carolina	$191
BCBS North Carolina	$193
BCBS North Carolina	$193
BCBS North Carolina	$194
BCBS North Carolina	$195
BCBS North Carolina	$196
BCBS North Carolina	$197
BCBS North Carolina	$197
BCBS North Carolina	$198
BCBS North Carolina	$199
BCBS North Carolina	$200
BCBS North Carolina	$200
BCBS North Carolina	$202
BCBS North Carolina	$202
BCBS North Carolina	$203
BCBS North Carolina	$204
BCBS North Carolina	$205
BCBS North Carolina	$205
BCBS North Carolina	$207
BCBS North Carolina	$207
BCBS North Carolina	$208
BCBS North Carolina	$209
BCBS North Carolina	$210
BCBS North Carolina	$211
BCBS North Carolina	$213
BCBS North Carolina	$214
BCBS North Carolina	$214
BCBS North Carolina	$215
BCBS North Carolina	$216
BCBS North Carolina	$217
BCBS North Carolina	$218
BCBS North Carolina	$219
BCBS North Carolina	$220
BCBS North Carolina	$220
BCBS North Carolina	$222
BCBS North Carolina	$223
BCBS North Carolina	$225
BCBS North Carolina	$225
BCBS North Carolina	$226
BCBS North Carolina	$228
BCBS North Carolina	$229
BCBS North Carolina	$230
BCBS North Carolina	$231
BCBS North Carolina	$233
BCBS North Carolina	$234
BCBS North Carolina	$235
BCBS North Carolina	$237
BCBS North Carolina	$238
BCBS North Carolina	$239
BCBS North Carolina	$241
BCBS North Carolina	$243
BCBS North Carolina	$244
BCBS North Carolina	$247
BCBS North Carolina	$248
BCBS North Carolina	$251
BCBS North Carolina	$252
BCBS North Carolina	$255
BCBS North Carolina	$258
BCBS North Carolina	$259
BCBS North Carolina	$262
BCBS North Carolina	$267
BCBS North Carolina	$270
BCBS North Carolina	$275
BCBS North Carolina	$282
BCBS North Carolina	$287
BCBS North Carolina	$287
MedCost (no in-network rate found)	$182	median
MedCost (no in-network rate found)	$160	p25
MedCost (no in-network rate found)	$209	p75
MedCost (no in-network rate found)	42	providers in cohort
Aetna	$173	median
Aetna	$199	p75
Aetna	$161	your rate
Aetna	$106
Aetna	$107
Aetna	$114
Aetna	$118
Aetna	$122
Aetna	$125
Aetna	$127
Aetna	$130
Aetna	$132
Aetna	$135
Aetna	$137
Aetna	$137
Aetna	$140
Aetna	$141
Aetna	$142
Aetna	$144
Aetna	$145
Aetna	$146
Aetna	$147
Aetna	$149
Aetna	$150
Aetna	$151
Aetna	$152
Aetna	$153
Aetna	$154
Aetna	$155
Aetna	$155
Aetna	$157
Aetna	$158
Aetna	$160
Aetna	$160
Aetna	$161
Aetna	$162
Aetna	$162
Aetna	$164
Aetna	$165
Aetna	$166
Aetna	$166
Aetna	$168
Aetna	$168
Aetna	$170
Aetna	$170
Aetna	$170
Aetna	$172
Aetna	$173
Aetna	$173
Aetna	$175
Aetna	$175
Aetna	$176
Aetna	$178
Aetna	$178
Aetna	$180
Aetna	$181
Aetna	$182
Aetna	$184
Aetna	$184
Aetna	$185
Aetna	$186
Aetna	$187
Aetna	$189
Aetna	$190
Aetna	$192
Aetna	$192
Aetna	$193
Aetna	$194
Aetna	$197
Aetna	$197
Aetna	$199
Aetna	$200
Aetna	$202
Aetna	$203
Aetna	$204
Aetna	$206
Aetna	$207
Aetna	$210
Aetna	$211
Aetna	$213
Aetna	$214
Aetna	$216
Aetna	$219
Aetna	$221
Aetna	$223
Aetna	$226
Aetna	$229
Aetna	$232
Aetna	$237
Aetna	$241
Aetna	$247
Aetna	$256
Aetna	$258
Cigna	$167	median
Cigna	$192	p75
Cigna	$150	your rate
Cigna	$103
Cigna	$105
Cigna	$113
Cigna	$117
Cigna	$121
Cigna	$124
Cigna	$126
Cigna	$129
Cigna	$131
Cigna	$134
Cigna	$135
Cigna	$136
Cigna	$139
Cigna	$140
Cigna	$141
Cigna	$143
Cigna	$144
Cigna	$145
Cigna	$146
Cigna	$148
Cigna	$149
Cigna	$150
Cigna	$151
Cigna	$152
Cigna	$153
Cigna	$154
Cigna	$155
Cigna	$156
Cigna	$157
Cigna	$159
Cigna	$160
Cigna	$160
Cigna	$161
Cigna	$162
Cigna	$164
Cigna	$165
Cigna	$166
Cigna	$166
Cigna	$168
Cigna	$169
Cigna	$171
Cigna	$171
Cigna	$172
Cigna	$174
Cigna	$176
Cigna	$176
Cigna	$178
Cigna	$178
Cigna	$179
Cigna	$181
Cigna	$182
Cigna	$185
Cigna	$186
Cigna	$187
Cigna	$189
Cigna	$190
Cigna	$191
Cigna	$192
Cigna	$194
Cigna	$195
Cigna	$197
Cigna	$200
Cigna	$200
Cigna	$203
Cigna	$205
Cigna	$208
Cigna	$209
Cigna	$212
Cigna	$215
Cigna	$218
Cigna	$221
Cigna	$225
Cigna	$229
Cigna	$235
Cigna	$244
Cigna	$248
UnitedHealthcare	$164	median
UnitedHealthcare	$189	p75
UnitedHealthcare	$156	your rate
UnitedHealthcare	$99
UnitedHealthcare	$99
UnitedHealthcare	$104
UnitedHealthcare	$108
UnitedHealthcare	$112
UnitedHealthcare	$115
UnitedHealthcare	$116
UnitedHealthcare	$119
UnitedHealthcare	$121
UnitedHealthcare	$123
UnitedHealthcare	$125
UnitedHealthcare	$125
UnitedHealthcare	$128
UnitedHealthcare	$129
UnitedHealthcare	$130
UnitedHealthcare	$131
UnitedHealthcare	$132
UnitedHealthcare	$133
UnitedHealthcare	$134
UnitedHealthcare	$135
UnitedHealthcare	$136
UnitedHealthcare	$137
UnitedHealthcare	$138
UnitedHealthcare	$139
UnitedHealthcare	$140
UnitedHealthcare	$141
UnitedHealthcare	$141
UnitedHealthcare	$142
UnitedHealthcare	$143
UnitedHealthcare	$145
UnitedHealthcare	$145
UnitedHealthcare	$145
UnitedHealthcare	$146
UnitedHealthcare	$147
UnitedHealthcare	$148
UnitedHealthcare	$149
UnitedHealthcare	$150
UnitedHealthcare	$150
UnitedHealthcare	$151
UnitedHealthcare	$151
UnitedHealthcare	$153
UnitedHealthcare	$153
UnitedHealthcare	$153
UnitedHealthcare	$154
UnitedHealthcare	$155
UnitedHealthcare	$155
UnitedHealthcare	$156
UnitedHealthcare	$156
UnitedHealthcare	$157
UnitedHealthcare	$158
UnitedHealthcare	$158
UnitedHealthcare	$160
UnitedHealthcare	$160
UnitedHealthcare	$160
UnitedHealthcare	$162
UnitedHealthcare	$162
UnitedHealthcare	$162
UnitedHealthcare	$163
UnitedHealthcare	$163
UnitedHealthcare	$164
UnitedHealthcare	$165
UnitedHealthcare	$166
UnitedHealthcare	$166
UnitedHealthcare	$167
UnitedHealthcare	$168
UnitedHealthcare	$169
UnitedHealthcare	$170
UnitedHealthcare	$171
UnitedHealthcare	$171
UnitedHealthcare	$172
UnitedHealthcare	$173
UnitedHealthcare	$174
UnitedHealthcare	$174
UnitedHealthcare	$175
UnitedHealthcare	$177
UnitedHealthcare	$177
UnitedHealthcare	$178
UnitedHealthcare	$179
UnitedHealthcare	$179
UnitedHealthcare	$181
UnitedHealthcare	$181
UnitedHealthcare	$182
UnitedHealthcare	$183
UnitedHealthcare	$184
UnitedHealthcare	$185
UnitedHealthcare	$186
UnitedHealthcare	$187
UnitedHealthcare	$188
UnitedHealthcare	$189
UnitedHealthcare	$190
UnitedHealthcare	$191
UnitedHealthcare	$192
UnitedHealthcare	$193
UnitedHealthcare	$195
UnitedHealthcare	$196
UnitedHealthcare	$197
UnitedHealthcare	$197
UnitedHealthcare	$198
UnitedHealthcare	$200
UnitedHealthcare	$201
UnitedHealthcare	$203
UnitedHealthcare	$204
UnitedHealthcare	$205
UnitedHealthcare	$207
UnitedHealthcare	$209
UnitedHealthcare	$210
UnitedHealthcare	$212
UnitedHealthcare	$214
UnitedHealthcare	$217
UnitedHealthcare	$218
UnitedHealthcare	$221
UnitedHealthcare	$223
UnitedHealthcare	$226
UnitedHealthcare	$230
UnitedHealthcare	$234
UnitedHealthcare	$240
Ambetter (Centene) (no in-network rate found)	$160	median
Ambetter (Centene) (no in-network rate found)	$141	p25
Ambetter (Centene) (no in-network rate found)	$184	p75
Ambetter (Centene) (no in-network rate found)	32	providers in cohort

Each dot is one psychologist's published rate with that insurer; the larger plum dot is yours.

More info

The shaded band is the middle half of that insurer's rates, with its median line inside. Bigger grey dots are several providers at one rate.

Where the gap lives, contract by contract.

One card per insurer, furthest below the peer median first.

Billing CodeIndividual psychotherapy, 60 minAssumptions

960 sessions per year.

BCBS North Carolina

Rate difference over a full year

−$20,160

vs. peer median


90837 Individual psychotherapy, 60 min	$171	$192	$221		116%	−$21
To the median: +$21 (+12%) a session. To the 75th: +$50 (+29%) a session.

Cigna

Rate difference over a full year

−$16,320

vs. peer median


90837 Individual psychotherapy, 60 min	$150	$167	$192		101%	−$17
To the median: +$17 (+11%) a session. To the 75th: +$42 (+28%) a session.

Aetna

Rate difference over a full year

−$11,520

vs. peer median


90837 Individual psychotherapy, 60 min	$161	$173	$199		109%	−$12
To the median: +$12 (+7%) a session. To the 75th: +$38 (+24%) a session.

UnitedHealthcare

Rate difference over a full year

−$7,680

vs. peer median


90837 Individual psychotherapy, 60 min	$156	$164	$189		105%	−$8
To the median: +$8 (+5%) a session. To the 75th: +$33 (+21%) a session.

Not shown: Ambetter (Centene), MedCost (no published rate for you at 90837).

What the difference could mean over a year.

Your rates and the peer target, multiplied by a year of sessions.

Billing CodeIndividual psychotherapy, 60 minAssumptions

960 sessions per year.

At your current rates$153,600$160 per 90837

An even blend of your in-network rates for this code.

At the peer median$167,040$174 per 90837

At the 75th-percentile reference$192,000$200 per 90837

Per week+$280

Per month+$1,120

Per year+$13,440

Five years+$67,200

Annualized comparison: your rate vs. the peer target, assuming 20 sessions per week and 48 weeks per year.
Scenario	Per-session rate	Annual gross
Today (your rate)	$160	$153,600
At the peer median	$174	$167,040
At the 75th-percentile reference	$200	$192,000
Per year	N/A	+$13,440

How well-supplied your area is.

How many psychologists (PhD/PsyD) practice near you, compared with the rest of the country.

In the Raleigh, NC area

Your read

Your area has somewhat fewer psychologists (PhD/PsyD) per resident than the country as a whole.

Comparison

National rate: about 48 practising psychologists (PhD/PsyD) per 100,000 people.

The insurers around you.

Every insurer publishing local rates for your credential, placed by rate and by how many people it covers near you.

Panel opportunity map

Psychologists (PhD/PsyD) · Raleigh, NC · CPT 90837

Show

Billing CodeIndividual psychotherapy, 60 min

Above the area median
Near the median
Below the median
Well below
Plum ring marks your panels
Dotted circle = the peer median for that insurer
Bubble size = estimated covered lives

5 insurers in this metro for psychologists (PhD/PsyD) on CPT 90837. The average of their medians is $160 per session. 3 pay above it, 2 at or below.

Tabular view of the Panel Opportunity Map. Rows are insurers; columns are rate, members per local provider, and the number of local peers behind each insurer's stats. Estimated covered lives for this insurer in your area, per active provider in your specialty practising there: everyone available locally, not only the providers we hold rates for. The last column is different: it counts only the peers we hold rates for, which is what the rate column rests on.
Insurer	Rate	Members per local provider (est.)	Local peers
BCBS North CarolinaIn-network	$171	Typical	130
AetnaIn-network	$161	Typical	90
Ambetter (Centene)	$160	Fewer members per local provider	32
UnitedHealthcareIn-network	$156	Typical	116
CignaIn-network	$150	Typical	76

Not shown: MedCost (no estimate of how many people they cover in your area).

Percent of Medicare.

Each insurer's rates as a share of the Medicare rate, the yardstick many contracts are written in.

Billing CodeIndividual psychotherapy, 60 min

BCBS North Carolina

116%peer median: 130%

MedCostno in-network rate found

—peer median: 123%

Aetna

109%peer median: 117%

Cigna

101%peer median: 113%

UnitedHealthcare

105%peer median: 111%

Ambetter (Centene)no in-network rate found

—peer median: 108%

All payers blended

108%peer median: 118%

When your rate matches the peer median, the dot and diamond overlap.

Per-payer percent-of-Medicare comparison: your rate, peer 25th percentile, peer median, peer 75th percentile.
Payer	Your %	Peer 25th pct	Peer median	Peer 75th pct
BCBS North Carolina	116%	114%	130%	149%
MedCost	—	108%	123%	141%
Aetna	109%	103%	117%	134%
Cigna	101%	99%	113%	130%
UnitedHealthcare	105%	97%	111%	128%
Ambetter (Centene)	—	95%	108%	124%
All payers blended	108%	103%	118%	135%

What happens next.

If you'd like to request a rate review, it typically looks something like this. Timing varies by insurer.

1
Send the request
Email to the insurer's network team requesting a rate review.
2
Follow up
If you haven't heard back within a few weeks, a polite follow-up is reasonable.
3
Review and counter
The insurer's review team responds: they could offer a rate increase, decline to make a change, or hypothetically lower your rate (though this is rare).
4
Negotiation
One or two rounds of back-and-forth.
5
Decision
An amendment to the contracted rate, or keep the status quo.

Every insurer, row by row.

Just the numbers.

Billing CodeIndividual psychotherapy, 60 minAssumptions

960 sessions per year.

Annual diff. assumes all sessions at that one insurer and compares to the median.

In-network rate found
BCBS North Carolina	$171	$169	$192	$221	116%	130	−$20,160
Cigna	$150	$147	$167	$192	101%	76	−$16,320
Aetna	$161	$152	$173	$199	109%	90	−$11,520
UnitedHealthcare	$156	$144	$164	$189	105%	116	−$7,680
No in-network rate found
MedCost	N/A	$160	$182	$209	N/A	42	N/A
Ambetter (Centene)	N/A	$141	$160	$184	N/A	32	N/A

All rates at all the insurers on one curve.

Every local rate for your credential from every insurer, on one smoothed curve.

Billing CodeIndividual psychotherapy, 60 min

Peer rate distribution for CPT 90837
#	Rate
Median	$176
P75	$202
Your rate 1	$171
Your rate 2	$161
Your rate 3	$150
Your rate 4	$156
1	$117
2	$117
3	$122
4	$126
5	$130
6	$133
7	$136
8	$138
9	$141
10	$143
11	$145
12	$146
13	$148
14	$149
15	$150
16	$152
17	$153
18	$155
19	$155
20	$157
21	$158
22	$159
23	$160
24	$160
25	$162
26	$163
27	$163
28	$164
29	$165
30	$167
31	$168
32	$168
33	$169
34	$169
35	$171
36	$172
37	$173
38	$173
39	$174
40	$175
41	$176
42	$176
43	$176
44	$178
45	$178
46	$179
47	$180
48	$180
49	$181
50	$181
51	$182
52	$183
53	$184
54	$184
55	$185
56	$186
57	$186
58	$187
59	$187
60	$188
61	$189
62	$190
63	$190
64	$191
65	$191
66	$193
67	$193
68	$194
69	$195
70	$196
71	$197
72	$197
73	$198
74	$199
75	$200
76	$200
77	$202
78	$202
79	$203
80	$204
81	$205
82	$205
83	$207
84	$207
85	$208
86	$209
87	$210
88	$211
89	$213
90	$214
91	$214
92	$215
93	$216
94	$217
95	$218
96	$219
97	$220
98	$220
99	$222
100	$223
101	$225
102	$225
103	$226
104	$228
105	$229
106	$230
107	$231
108	$233
109	$234
110	$235
111	$237
112	$238
113	$239
114	$241
115	$243
116	$244
117	$247
118	$248
119	$251
120	$252
121	$255
122	$258
123	$259
124	$262
125	$267
126	$270
127	$275
128	$282
129	$287
130	$287
131	$106
132	$107
133	$114
134	$118
135	$122
136	$125
137	$127
138	$130
139	$132
140	$135
141	$137
142	$137
143	$140
144	$141
145	$142
146	$144
147	$145
148	$146
149	$147
150	$149
151	$150
152	$151
153	$152
154	$153
155	$154
156	$155
157	$155
158	$157
159	$158
160	$160
161	$160
162	$161
163	$162
164	$162
165	$164
166	$165
167	$166
168	$166
169	$168
170	$168
171	$170
172	$170
173	$170
174	$172
175	$173
176	$173
177	$175
178	$175
179	$176
180	$178
181	$178
182	$180
183	$181
184	$182
185	$184
186	$184
187	$185
188	$186
189	$187
190	$189
191	$190
192	$192
193	$192
194	$193
195	$194
196	$197
197	$197
198	$199
199	$200
200	$202
201	$203
202	$204
203	$206
204	$207
205	$210
206	$211
207	$213
208	$214
209	$216
210	$219
211	$221
212	$223
213	$226
214	$229
215	$232
216	$237
217	$241
218	$247
219	$256
220	$258
221	$103
222	$105
223	$113
224	$117
225	$121
226	$124
227	$126
228	$129
229	$131
230	$134
231	$135
232	$136
233	$139
234	$140
235	$141
236	$143
237	$144
238	$145
239	$146
240	$148
241	$149
242	$150
243	$151
244	$152
245	$153
246	$154
247	$155
248	$156
249	$157
250	$159
251	$160
252	$160
253	$161
254	$162
255	$164
256	$165
257	$166
258	$166
259	$168
260	$169
261	$171
262	$171
263	$172
264	$174
265	$176
266	$176
267	$178
268	$178
269	$179
270	$181
271	$182
272	$185
273	$186
274	$187
275	$189
276	$190
277	$191
278	$192
279	$194
280	$195
281	$197
282	$200
283	$200
284	$203
285	$205
286	$208
287	$209
288	$212
289	$215
290	$218
291	$221
292	$225
293	$229
294	$235
295	$244
296	$248
297	$99
298	$99
299	$104
300	$108
301	$112
302	$115
303	$116
304	$119
305	$121
306	$123
307	$125
308	$125
309	$128
310	$129
311	$130
312	$131
313	$132
314	$133
315	$134
316	$135
317	$136
318	$137
319	$138
320	$139
321	$140
322	$141
323	$141
324	$142
325	$143
326	$145
327	$145
328	$145
329	$146
330	$147
331	$148
332	$149
333	$150
334	$150
335	$151
336	$151
337	$153
338	$153
339	$153
340	$154
341	$155
342	$155
343	$156
344	$156
345	$157
346	$158
347	$158
348	$160
349	$160
350	$160
351	$162
352	$162
353	$162
354	$163
355	$163
356	$164
357	$165
358	$166
359	$166
360	$167
361	$168
362	$169
363	$170
364	$171
365	$171
366	$172
367	$173
368	$174
369	$174
370	$175
371	$177
372	$177
373	$178
374	$179
375	$179
376	$181
377	$181
378	$182
379	$183
380	$184
381	$185
382	$186
383	$187
384	$188
385	$189
386	$190
387	$191
388	$192
389	$193
390	$195
391	$196
392	$197
393	$197
394	$198
395	$200
396	$201
397	$203
398	$204
399	$205
400	$207
401	$209
402	$210
403	$212
404	$214
405	$217
406	$218
407	$221
408	$223
409	$226
410	$230
411	$234
412	$240

Your rates ($171, $161, $150, $156) are the plum dots; the peer median is $176. 412 rates.

More info

Each small dot under the curve is one filed rate; the curve smooths them.

Other rates

Other rates we found, but didn’t use.

Rates filed under your NPI that we left out of the comparisons above.

More info

They are usually tied to an old employer or group, or are catch-all rates an insurer publishes but does not expect anyone to bill. As far as we can tell they are not rates you are paid or could negotiate. Listed here for completeness.

Billing CodeIndividual psychotherapy, 60 min

Insurer	Rate	Why we excluded it
BCBS North Carolina	$205	Through a group
Aetna	$217	Estimated rate
Cigna	$227	Other setting
UnitedHealthcare	$257	Unusually high

Questions about your rates.

: Insurers update their files on their own schedule, and many are slow to remove providers who have left. We process new files as insurers publish them, so the change reaches our data once the insurer’s own files reflect it.
: An insurer’s files can list you through arrangements you might not think of as your own contract: a group or practice you bill through, a former employer, another insurer’s network that they rent, or a broad listing of providers they don’t contract with directly. We remove networks we know are rented, but we can’t catch every case.
: Insurers don’t always update their published files when a rate changes, and when they do, it’s on their own schedule. We pick up new files as insurers publish them, so a raise shows up once it appears in the insurer’s own filing.
: Please let us know, and we’ll check it against the insurer’s filing. Insurers sometimes publish several rates for the same code (for a different setting or credential level, an estimate, or a group you’re listed under), and some files contain errors. We pick the one that looks most like your own rate, and we don’t always get it right.
: The insurer may not have published it yet, or its files may be missing details we need to match it to you. Some rates are listed only under a practice’s billing ID rather than your own NPI, and when you also have your own practice, we set aside rates that come through a large group or platform. If you think we’ve missed you, please let us know.

Learn more about how we generate these numbers on our methodology page.

This is a sample. Yours uses real published rates for you and your local peers.

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