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Sample report: real layout, made-up numbers.

Sample report: real insurer names, invented dollar figures.

This sample is for providers already in-network with at least one insurer. Not in-network yet? View the insurer-comparison sample →

Where your rates sit, at a glance.

How your rates compare with LCSWs near you, using your insurers' published data.

Prepared for
Carl Rogers, LCSW
Market
Raleigh, NC
ZIP code
27601
Report date
July 30, 2026
Peers
224 LCSWs
Billing CodeIndividual psychotherapy, 60 minAssumptions

960 sessions per year.

Across all your panels
Carl Rogers, LCSW · LCSW · 8 years in practice
Three numbers, blended evenly across your in-network insurers at 90837.
Behind the medianYour rates versus the peer medians over a year, at 20 sessions/week × 48 weeks/year.
Peer percentileAbove 33% of in-network LCSWs in your area.
Percent of Medicare89%Peer median 97% of Medicare; you are 8 points below.
Short version: your rates sit below the peer median. The sections below break this down insurer by insurer.
More info
The blend weights each insurer equally; it is not your actual caseload mix.

Some rates filed under your NPI are left out of these comparisons; see Other rates at the end.

Insurers included in this report.

Every insurer in your area, plus any you hold a rate with elsewhere.

Included
6
Aetna, Ambetter (Centene), BCBS North Carolina, Cigna, MedCost, UnitedHealthcare (includes Oscar Health)
Limited data
None
Every insurer here has enough local peers to publish.
Not included
1

No data yet for Humana. Details on our insurers page.

Oscar Health uses the UnitedHealthcare (Optum Behavioral Health) network, so its rates appear under UnitedHealthcare (Optum Behavioral Health).

Where your rates sit against your peers.

A dot for each of your peers’ rates, highest median first.

Billing CodeIndividual psychotherapy, 60 min
Show
Providers at the same rate1×10×25×40+
Peer rate dot plot for CPT 90837Each dot is one LCSW's published rate with that insurer; the larger plum dot is yours. The shaded band is the middle half of that insurer's rates, with its median line inside. Bigger grey dots are several providers at one rate.YOUR PERCENTILEBCBS North CarolinaN = 140MEDIAN $159YOU · $142MIDDLE 50% · $140–$18328 th pctMedCostN = 85MEDIAN $150MIDDLE 50% · $132–$173No in-network rate foundAetnaN = 140MEDIAN $143YOU · $133MIDDLE 50% · $126–$16435 th pctCignaN = 140MEDIAN $138YOU · $124MIDDLE 50% · $121–$15929 th pctUnitedHealthcareN = 140MEDIAN $135YOU · $128MIDDLE 50% · $119–$15539 th pctAmbetter (Centene)N = 66MEDIAN $132MIDDLE 50% · $116–$152No in-network rate found$100$125$150$175$200$225
Peer rate dot plot for CPT 90837
PayerRateMarker
BCBS North Carolina$159median
BCBS North Carolina$183p75
BCBS North Carolina$142your rate
BCBS North Carolina$97
BCBS North Carolina$97
BCBS North Carolina$100
BCBS North Carolina$104
BCBS North Carolina$107
BCBS North Carolina$110
BCBS North Carolina$111
BCBS North Carolina$113
BCBS North Carolina$115
BCBS North Carolina$117
BCBS North Carolina$119
BCBS North Carolina$120
BCBS North Carolina$122
BCBS North Carolina$123
BCBS North Carolina$123
BCBS North Carolina$125
BCBS North Carolina$126
BCBS North Carolina$127
BCBS North Carolina$127
BCBS North Carolina$129
BCBS North Carolina$129
BCBS North Carolina$130
BCBS North Carolina$131
BCBS North Carolina$132
BCBS North Carolina$133
BCBS North Carolina$133
BCBS North Carolina$134
BCBS North Carolina$135
BCBS North Carolina$136
BCBS North Carolina$137
BCBS North Carolina$137
BCBS North Carolina$138
BCBS North Carolina$138
BCBS North Carolina$139
BCBS North Carolina$140
BCBS North Carolina$141
BCBS North Carolina$141
BCBS North Carolina$142
BCBS North Carolina$142
BCBS North Carolina$143
BCBS North Carolina$144
BCBS North Carolina$144
BCBS North Carolina$144
BCBS North Carolina$145
BCBS North Carolina$146
BCBS North Carolina$146
BCBS North Carolina$147
BCBS North Carolina$147
BCBS North Carolina$148
BCBS North Carolina$148
BCBS North Carolina$149
BCBS North Carolina$150
BCBS North Carolina$150
BCBS North Carolina$150
BCBS North Carolina$151
BCBS North Carolina$152
BCBS North Carolina$152
BCBS North Carolina$152
BCBS North Carolina$153
BCBS North Carolina$153
BCBS North Carolina$154
BCBS North Carolina$155
BCBS North Carolina$155
BCBS North Carolina$155
BCBS North Carolina$156
BCBS North Carolina$157
BCBS North Carolina$157
BCBS North Carolina$158
BCBS North Carolina$158
BCBS North Carolina$159
BCBS North Carolina$159
BCBS North Carolina$160
BCBS North Carolina$160
BCBS North Carolina$161
BCBS North Carolina$162
BCBS North Carolina$162
BCBS North Carolina$163
BCBS North Carolina$164
BCBS North Carolina$164
BCBS North Carolina$165
BCBS North Carolina$166
BCBS North Carolina$166
BCBS North Carolina$167
BCBS North Carolina$167
BCBS North Carolina$168
BCBS North Carolina$169
BCBS North Carolina$170
BCBS North Carolina$170
BCBS North Carolina$171
BCBS North Carolina$172
BCBS North Carolina$172
BCBS North Carolina$173
BCBS North Carolina$174
BCBS North Carolina$175
BCBS North Carolina$175
BCBS North Carolina$176
BCBS North Carolina$176
BCBS North Carolina$177
BCBS North Carolina$178
BCBS North Carolina$179
BCBS North Carolina$180
BCBS North Carolina$180
BCBS North Carolina$181
BCBS North Carolina$182
BCBS North Carolina$183
BCBS North Carolina$183
BCBS North Carolina$184
BCBS North Carolina$185
BCBS North Carolina$186
BCBS North Carolina$186
BCBS North Carolina$188
BCBS North Carolina$188
BCBS North Carolina$189
BCBS North Carolina$190
BCBS North Carolina$191
BCBS North Carolina$192
BCBS North Carolina$194
BCBS North Carolina$194
BCBS North Carolina$196
BCBS North Carolina$196
BCBS North Carolina$198
BCBS North Carolina$199
BCBS North Carolina$199
BCBS North Carolina$201
BCBS North Carolina$203
BCBS North Carolina$204
BCBS North Carolina$205
BCBS North Carolina$207
BCBS North Carolina$208
BCBS North Carolina$210
BCBS North Carolina$212
BCBS North Carolina$214
BCBS North Carolina$216
BCBS North Carolina$219
BCBS North Carolina$222
BCBS North Carolina$224
BCBS North Carolina$229
BCBS North Carolina$234
BCBS North Carolina$237
BCBS North Carolina$237
MedCost (no in-network rate found)$150median
MedCost (no in-network rate found)$132p25
MedCost (no in-network rate found)$173p75
MedCost (no in-network rate found)85providers in cohort
Aetna$143median
Aetna$164p75
Aetna$133your rate
Aetna$88
Aetna$88
Aetna$91
Aetna$94
Aetna$97
Aetna$99
Aetna$101
Aetna$103
Aetna$104
Aetna$106
Aetna$107
Aetna$108
Aetna$110
Aetna$111
Aetna$111
Aetna$113
Aetna$113
Aetna$114
Aetna$115
Aetna$116
Aetna$117
Aetna$117
Aetna$118
Aetna$119
Aetna$119
Aetna$120
Aetna$120
Aetna$121
Aetna$122
Aetna$123
Aetna$124
Aetna$124
Aetna$125
Aetna$125
Aetna$126
Aetna$127
Aetna$127
Aetna$127
Aetna$128
Aetna$129
Aetna$129
Aetna$129
Aetna$130
Aetna$131
Aetna$131
Aetna$131
Aetna$132
Aetna$132
Aetna$133
Aetna$133
Aetna$134
Aetna$135
Aetna$135
Aetna$135
Aetna$136
Aetna$136
Aetna$137
Aetna$137
Aetna$138
Aetna$138
Aetna$138
Aetna$139
Aetna$139
Aetna$140
Aetna$140
Aetna$141
Aetna$141
Aetna$142
Aetna$142
Aetna$143
Aetna$143
Aetna$144
Aetna$144
Aetna$145
Aetna$146
Aetna$146
Aetna$147
Aetna$147
Aetna$147
Aetna$149
Aetna$149
Aetna$149
Aetna$150
Aetna$150
Aetna$151
Aetna$152
Aetna$152
Aetna$153
Aetna$154
Aetna$154
Aetna$154
Aetna$155
Aetna$156
Aetna$157
Aetna$157
Aetna$158
Aetna$158
Aetna$159
Aetna$160
Aetna$160
Aetna$161
Aetna$161
Aetna$162
Aetna$163
Aetna$164
Aetna$164
Aetna$165
Aetna$166
Aetna$167
Aetna$167
Aetna$168
Aetna$168
Aetna$169
Aetna$170
Aetna$171
Aetna$172
Aetna$173
Aetna$174
Aetna$175
Aetna$175
Aetna$177
Aetna$178
Aetna$178
Aetna$179
Aetna$181
Aetna$182
Aetna$183
Aetna$185
Aetna$186
Aetna$188
Aetna$189
Aetna$191
Aetna$192
Aetna$195
Aetna$198
Aetna$200
Aetna$204
Aetna$208
Aetna$211
Aetna$211
Cigna$138median
Cigna$159p75
Cigna$124your rate
Cigna$83
Cigna$83
Cigna$86
Cigna$89
Cigna$92
Cigna$94
Cigna$96
Cigna$98
Cigna$99
Cigna$101
Cigna$102
Cigna$103
Cigna$105
Cigna$106
Cigna$106
Cigna$108
Cigna$108
Cigna$109
Cigna$110
Cigna$111
Cigna$112
Cigna$112
Cigna$113
Cigna$114
Cigna$114
Cigna$115
Cigna$115
Cigna$116
Cigna$117
Cigna$118
Cigna$119
Cigna$119
Cigna$120
Cigna$120
Cigna$121
Cigna$122
Cigna$122
Cigna$122
Cigna$123
Cigna$124
Cigna$124
Cigna$124
Cigna$125
Cigna$126
Cigna$126
Cigna$126
Cigna$127
Cigna$127
Cigna$128
Cigna$128
Cigna$129
Cigna$130
Cigna$130
Cigna$130
Cigna$131
Cigna$131
Cigna$132
Cigna$132
Cigna$133
Cigna$133
Cigna$133
Cigna$134
Cigna$134
Cigna$135
Cigna$135
Cigna$136
Cigna$136
Cigna$137
Cigna$137
Cigna$138
Cigna$138
Cigna$139
Cigna$139
Cigna$140
Cigna$141
Cigna$141
Cigna$142
Cigna$142
Cigna$142
Cigna$144
Cigna$144
Cigna$144
Cigna$145
Cigna$145
Cigna$146
Cigna$147
Cigna$147
Cigna$148
Cigna$149
Cigna$149
Cigna$149
Cigna$150
Cigna$151
Cigna$152
Cigna$152
Cigna$153
Cigna$153
Cigna$154
Cigna$155
Cigna$155
Cigna$156
Cigna$156
Cigna$157
Cigna$158
Cigna$159
Cigna$159
Cigna$160
Cigna$161
Cigna$162
Cigna$162
Cigna$163
Cigna$163
Cigna$164
Cigna$165
Cigna$166
Cigna$167
Cigna$168
Cigna$169
Cigna$170
Cigna$170
Cigna$172
Cigna$173
Cigna$173
Cigna$174
Cigna$176
Cigna$177
Cigna$178
Cigna$180
Cigna$181
Cigna$183
Cigna$184
Cigna$186
Cigna$187
Cigna$190
Cigna$193
Cigna$195
Cigna$199
Cigna$203
Cigna$206
Cigna$206
UnitedHealthcare$135median
UnitedHealthcare$155p75
UnitedHealthcare$128your rate
UnitedHealthcare$83
UnitedHealthcare$83
UnitedHealthcare$85
UnitedHealthcare$89
UnitedHealthcare$91
UnitedHealthcare$94
UnitedHealthcare$95
UnitedHealthcare$97
UnitedHealthcare$98
UnitedHealthcare$100
UnitedHealthcare$101
UnitedHealthcare$102
UnitedHealthcare$104
UnitedHealthcare$104
UnitedHealthcare$105
UnitedHealthcare$106
UnitedHealthcare$107
UnitedHealthcare$108
UnitedHealthcare$108
UnitedHealthcare$110
UnitedHealthcare$110
UnitedHealthcare$111
UnitedHealthcare$111
UnitedHealthcare$112
UnitedHealthcare$113
UnitedHealthcare$114
UnitedHealthcare$114
UnitedHealthcare$114
UnitedHealthcare$115
UnitedHealthcare$116
UnitedHealthcare$117
UnitedHealthcare$117
UnitedHealthcare$118
UnitedHealthcare$118
UnitedHealthcare$119
UnitedHealthcare$120
UnitedHealthcare$120
UnitedHealthcare$120
UnitedHealthcare$121
UnitedHealthcare$121
UnitedHealthcare$122
UnitedHealthcare$122
UnitedHealthcare$123
UnitedHealthcare$123
UnitedHealthcare$124
UnitedHealthcare$124
UnitedHealthcare$125
UnitedHealthcare$125
UnitedHealthcare$125
UnitedHealthcare$126
UnitedHealthcare$126
UnitedHealthcare$127
UnitedHealthcare$127
UnitedHealthcare$128
UnitedHealthcare$129
UnitedHealthcare$129
UnitedHealthcare$129
UnitedHealthcare$130
UnitedHealthcare$130
UnitedHealthcare$130
UnitedHealthcare$131
UnitedHealthcare$131
UnitedHealthcare$132
UnitedHealthcare$132
UnitedHealthcare$132
UnitedHealthcare$133
UnitedHealthcare$133
UnitedHealthcare$134
UnitedHealthcare$134
UnitedHealthcare$135
UnitedHealthcare$135
UnitedHealthcare$136
UnitedHealthcare$136
UnitedHealthcare$137
UnitedHealthcare$137
UnitedHealthcare$138
UnitedHealthcare$139
UnitedHealthcare$139
UnitedHealthcare$139
UnitedHealthcare$140
UnitedHealthcare$141
UnitedHealthcare$141
UnitedHealthcare$142
UnitedHealthcare$142
UnitedHealthcare$143
UnitedHealthcare$143
UnitedHealthcare$144
UnitedHealthcare$144
UnitedHealthcare$145
UnitedHealthcare$146
UnitedHealthcare$146
UnitedHealthcare$147
UnitedHealthcare$147
UnitedHealthcare$148
UnitedHealthcare$149
UnitedHealthcare$149
UnitedHealthcare$149
UnitedHealthcare$150
UnitedHealthcare$151
UnitedHealthcare$151
UnitedHealthcare$152
UnitedHealthcare$152
UnitedHealthcare$153
UnitedHealthcare$154
UnitedHealthcare$155
UnitedHealthcare$155
UnitedHealthcare$156
UnitedHealthcare$157
UnitedHealthcare$158
UnitedHealthcare$158
UnitedHealthcare$159
UnitedHealthcare$159
UnitedHealthcare$160
UnitedHealthcare$161
UnitedHealthcare$162
UnitedHealthcare$163
UnitedHealthcare$164
UnitedHealthcare$164
UnitedHealthcare$166
UnitedHealthcare$166
UnitedHealthcare$167
UnitedHealthcare$168
UnitedHealthcare$169
UnitedHealthcare$170
UnitedHealthcare$171
UnitedHealthcare$172
UnitedHealthcare$173
UnitedHealthcare$175
UnitedHealthcare$176
UnitedHealthcare$178
UnitedHealthcare$179
UnitedHealthcare$181
UnitedHealthcare$182
UnitedHealthcare$185
UnitedHealthcare$187
UnitedHealthcare$189
UnitedHealthcare$193
UnitedHealthcare$197
UnitedHealthcare$200
UnitedHealthcare$200
Ambetter (Centene) (no in-network rate found)$132median
Ambetter (Centene) (no in-network rate found)$116p25
Ambetter (Centene) (no in-network rate found)$152p75
Ambetter (Centene) (no in-network rate found)66providers in cohort

Each dot is one LCSW's published rate with that insurer; the larger plum dot is yours.

More info
The shaded band is the middle half of that insurer's rates, with its median line inside. Bigger grey dots are several providers at one rate.

Where the gap lives, contract by contract.

One card per insurer, furthest below the peer median first.

Billing CodeIndividual psychotherapy, 60 minAssumptions

960 sessions per year.

BCBS North Carolina

Rate difference over a full year

−$16,320

vs. peer median

90837
Individual psychotherapy, 60 min
$142$159$18396%−$17
To the median: +$17 (+12%) a session. To the 75th: +$41 (+29%) a session.

140 peers on 90837 · Source: BCBS North Carolina's published rate file

Cigna

Rate difference over a full year

−$13,440

vs. peer median

90837
Individual psychotherapy, 60 min
$124$138$15984%−$14
To the median: +$14 (+11%) a session. To the 75th: +$35 (+28%) a session.

140 peers on 90837 · Source: Cigna's published rate file

Aetna

Rate difference over a full year

−$9,600

vs. peer median

90837
Individual psychotherapy, 60 min
$133$143$16490%−$10
To the median: +$10 (+8%) a session. To the 75th: +$31 (+23%) a session.

140 peers on 90837 · Source: Aetna's published rate file

UnitedHealthcare

Rate difference over a full year

−$6,720

vs. peer median

90837
Individual psychotherapy, 60 min
$128$135$15586%−$7
To the median: +$7 (+5%) a session. To the 75th: +$27 (+21%) a session.

140 peers on 90837 · Source: UnitedHealthcare's published rate file

Not shown: Ambetter (Centene), MedCost (no published rate for you at 90837).

What the difference could mean over a year.

Your rates and the peer target, multiplied by a year of sessions.

Billing CodeIndividual psychotherapy, 60 minAssumptions

960 sessions per year.

At your current rates$126,720$132 per 90837

An even blend of your in-network rates for this code.

At the peer median$138,240$144 per 90837
At the 75th-percentile reference$158,400$165 per 90837
Per week+$240
Per month+$960
Per year+$11,520
Five years+$57,600
Annualized comparison: your rate vs. the peer target, assuming 20 sessions per week and 48 weeks per year.
ScenarioPer-session rateAnnual gross
Today (your rate)$132$126,720
At the peer median$144$138,240
At the 75th-percentile reference$165$158,400
Per yearN/A+$11,520

How well-supplied your area is.

How many LCSWs practice near you, compared with the rest of the country.

In the Raleigh, NC area

Your read

Your area has somewhat fewer LCSWs per resident than the country as a whole.

Comparison

National rate: about 139 practising LCSWs per 100,000 people.

The insurers around you.

Every insurer publishing local rates for your credential, placed by rate and by how many people it covers near you.

Panel opportunity map

LCSWs · Raleigh, NC · CPT 90837

Show
Billing CodeIndividual psychotherapy, 60 min
  • Above the area median
  • Near the median
  • Below the median
  • Well below
  • Plum ring marks your panels
  • Dotted circle = the peer median for that insurer
  • Bubble size = estimated covered lives

5 insurers in this metro for LCSWs on CPT 90837. The average of their medians is $132 per session. 3 pay above it, 2 at or below.

Tabular view of the Panel Opportunity Map. Rows are insurers; columns are rate, members per local provider, and the number of local peers behind each insurer's stats. Estimated covered lives for this insurer in your area, per active provider in your specialty practising there: everyone available locally, not only the providers we hold rates for. The last column is different: it counts only the peers we hold rates for, which is what the rate column rests on.
InsurerRateMembers per local provider (est.)Local peers
BCBS North CarolinaIn-network$142Typical140
AetnaIn-network$133Typical140
Ambetter (Centene)$132Fewer members per local provider66
UnitedHealthcareIn-network$128Typical140
CignaIn-network$124Typical140

Not shown: MedCost (no estimate of how many people they cover in your area).

Percent of Medicare.

Each insurer's rates as a share of the Medicare rate, the yardstick many contracts are written in.

Billing CodeIndividual psychotherapy, 60 min
BCBS North Carolina
96%peer median: 107%
MedCostno in-network rate found
—peer median: 101%
Aetna
90%peer median: 97%
Cigna
84%peer median: 93%
UnitedHealthcare
86%peer median: 91%
Ambetter (Centene)no in-network rate found
—peer median: 89%
All payers blended
89%peer median: 97%

When your rate matches the peer median, the dot and diamond overlap.

Per-payer percent-of-Medicare comparison: your rate, peer 25th percentile, peer median, peer 75th percentile.
PayerYour %Peer 25th pctPeer medianPeer 75th pct
BCBS North Carolina96%95%107%124%
MedCost—89%101%117%
Aetna90%85%97%111%
Cigna84%82%93%107%
UnitedHealthcare86%80%91%105%
Ambetter (Centene)—78%89%103%
All payers blended89%85%97%112%

What happens next.

If you'd like to request a rate review, it typically looks something like this. Timing varies by insurer.

  1. 1
    Send the request
    Email to the insurer's network team requesting a rate review.
  2. 2
    Follow up
    If you haven't heard back within a few weeks, a polite follow-up is reasonable.
  3. 3
    Review and counter
    The insurer's review team responds: they could offer a rate increase, decline to make a change, or hypothetically lower your rate (though this is rare).
  4. 4
    Negotiation
    One or two rounds of back-and-forth.
  5. 5
    Decision
    An amendment to the contracted rate, or keep the status quo.

Every insurer, row by row.

Just the numbers.

Billing CodeIndividual psychotherapy, 60 minAssumptions

960 sessions per year.

Annual diff. assumes all sessions at that one insurer and compares to the median.
In-network rate found
BCBS North Carolina$142$140$159$18396%140−$16,320
Cigna$124$121$138$15984%140−$13,440
Aetna$133$126$143$16490%140−$9,600
UnitedHealthcare$128$119$135$15586%140−$6,720
No in-network rate found
MedCostN/A$132$150$173N/A85N/A
Ambetter (Centene)N/A$116$132$152N/A66N/A

All rates at all the insurers on one curve.

Every local rate for your credential from every insurer, on one smoothed curve.

Billing CodeIndividual psychotherapy, 60 min
Peer rate distribution for CPT 90837Your rates ($142, $133, $124, $128) are the plum dots; the peer median is $144. 560 rates. Each small dot under the curve is one filed rate; the curve smooths them.densityMEDIAN $144P75 $166P25 $125$75$100$125$150$175$200$225$250
Peer rate distribution for CPT 90837
#Rate
Median$144
P75$166
Your rate 1$142
Your rate 2$133
Your rate 3$124
Your rate 4$128
1$97
2$97
3$100
4$104
5$107
6$110
7$111
8$113
9$115
10$117
11$119
12$120
13$122
14$123
15$123
16$125
17$126
18$127
19$127
20$129
21$129
22$130
23$131
24$132
25$133
26$133
27$134
28$135
29$136
30$137
31$137
32$138
33$138
34$139
35$140
36$141
37$141
38$142
39$142
40$143
41$144
42$144
43$144
44$145
45$146
46$146
47$147
48$147
49$148
50$148
51$149
52$150
53$150
54$150
55$151
56$152
57$152
58$152
59$153
60$153
61$154
62$155
63$155
64$155
65$156
66$157
67$157
68$158
69$158
70$159
71$159
72$160
73$160
74$161
75$162
76$162
77$163
78$164
79$164
80$165
81$166
82$166
83$167
84$167
85$168
86$169
87$170
88$170
89$171
90$172
91$172
92$173
93$174
94$175
95$175
96$176
97$176
98$177
99$178
100$179
101$180
102$180
103$181
104$182
105$183
106$183
107$184
108$185
109$186
110$186
111$188
112$188
113$189
114$190
115$191
116$192
117$194
118$194
119$196
120$196
121$198
122$199
123$199
124$201
125$203
126$204
127$205
128$207
129$208
130$210
131$212
132$214
133$216
134$219
135$222
136$224
137$229
138$234
139$237
140$237
141$88
142$88
143$91
144$94
145$97
146$99
147$101
148$103
149$104
150$106
151$107
152$108
153$110
154$111
155$111
156$113
157$113
158$114
159$115
160$116
161$117
162$117
163$118
164$119
165$119
166$120
167$120
168$121
169$122
170$123
171$124
172$124
173$125
174$125
175$126
176$127
177$127
178$127
179$128
180$129
181$129
182$129
183$130
184$131
185$131
186$131
187$132
188$132
189$133
190$133
191$134
192$135
193$135
194$135
195$136
196$136
197$137
198$137
199$138
200$138
201$138
202$139
203$139
204$140
205$140
206$141
207$141
208$142
209$142
210$143
211$143
212$144
213$144
214$145
215$146
216$146
217$147
218$147
219$147
220$149
221$149
222$149
223$150
224$150
225$151
226$152
227$152
228$153
229$154
230$154
231$154
232$155
233$156
234$157
235$157
236$158
237$158
238$159
239$160
240$160
241$161
242$161
243$162
244$163
245$164
246$164
247$165
248$166
249$167
250$167
251$168
252$168
253$169
254$170
255$171
256$172
257$173
258$174
259$175
260$175
261$177
262$178
263$178
264$179
265$181
266$182
267$183
268$185
269$186
270$188
271$189
272$191
273$192
274$195
275$198
276$200
277$204
278$208
279$211
280$211
281$83
282$83
283$86
284$89
285$92
286$94
287$96
288$98
289$99
290$101
291$102
292$103
293$105
294$106
295$106
296$108
297$108
298$109
299$110
300$111
301$112
302$112
303$113
304$114
305$114
306$115
307$115
308$116
309$117
310$118
311$119
312$119
313$120
314$120
315$121
316$122
317$122
318$122
319$123
320$124
321$124
322$124
323$125
324$126
325$126
326$126
327$127
328$127
329$128
330$128
331$129
332$130
333$130
334$130
335$131
336$131
337$132
338$132
339$133
340$133
341$133
342$134
343$134
344$135
345$135
346$136
347$136
348$137
349$137
350$138
351$138
352$139
353$139
354$140
355$141
356$141
357$142
358$142
359$142
360$144
361$144
362$144
363$145
364$145
365$146
366$147
367$147
368$148
369$149
370$149
371$149
372$150
373$151
374$152
375$152
376$153
377$153
378$154
379$155
380$155
381$156
382$156
383$157
384$158
385$159
386$159
387$160
388$161
389$162
390$162
391$163
392$163
393$164
394$165
395$166
396$167
397$168
398$169
399$170
400$170
401$172
402$173
403$173
404$174
405$176
406$177
407$178
408$180
409$181
410$183
411$184
412$186
413$187
414$190
415$193
416$195
417$199
418$203
419$206
420$206
421$83
422$83
423$85
424$89
425$91
426$94
427$95
428$97
429$98
430$100
431$101
432$102
433$104
434$104
435$105
436$106
437$107
438$108
439$108
440$110
441$110
442$111
443$111
444$112
445$113
446$114
447$114
448$114
449$115
450$116
451$117
452$117
453$118
454$118
455$119
456$120
457$120
458$120
459$121
460$121
461$122
462$122
463$123
464$123
465$124
466$124
467$125
468$125
469$125
470$126
471$126
472$127
473$127
474$128
475$129
476$129
477$129
478$130
479$130
480$130
481$131
482$131
483$132
484$132
485$132
486$133
487$133
488$134
489$134
490$135
491$135
492$136
493$136
494$137
495$137
496$138
497$139
498$139
499$139
500$140
501$141
502$141
503$142
504$142
505$143
506$143
507$144
508$144
509$145
510$146
511$146
512$147
513$147
514$148
515$149
516$149
517$149
518$150
519$151
520$151
521$152
522$152
523$153
524$154
525$155
526$155
527$156
528$157
529$158
530$158
531$159
532$159
533$160
534$161
535$162
536$163
537$164
538$164
539$166
540$166
541$167
542$168
543$169
544$170
545$171
546$172
547$173
548$175
549$176
550$178
551$179
552$181
553$182
554$185
555$187
556$189
557$193
558$197
559$200
560$200

Your rates ($142, $133, $124, $128) are the plum dots; the peer median is $144. 560 rates.

More info
Each small dot under the curve is one filed rate; the curve smooths them.

Other rates

Other rates we found, but didn’t use.

Rates filed under your NPI that we left out of the comparisons above.

More info
They are usually tied to an old employer or group, or are catch-all rates an insurer publishes but does not expect anyone to bill. As far as we can tell they are not rates you are paid or could negotiate. Listed here for completeness.
Billing CodeIndividual psychotherapy, 60 min
InsurerRateWhy we excluded it
BCBS North Carolina$169Through a group
Aetna$180Estimated rate
Cigna$186Other setting
UnitedHealthcare$211Unusually high

Questions about your rates.

Insurers update their files on their own schedule, and many are slow to remove providers who have left. We process new files as insurers publish them, so the change reaches our data once the insurer’s own files reflect it.

An insurer’s files can list you through arrangements you might not think of as your own contract: a group or practice you bill through, a former employer, another insurer’s network that they rent, or a broad listing of providers they don’t contract with directly. We remove networks we know are rented, but we can’t catch every case.

Insurers don’t always update their published files when a rate changes, and when they do, it’s on their own schedule. We pick up new files as insurers publish them, so a raise shows up once it appears in the insurer’s own filing.

Please let us know, and we’ll check it against the insurer’s filing. Insurers sometimes publish several rates for the same code (for a different setting or credential level, an estimate, or a group you’re listed under), and some files contain errors. We pick the one that looks most like your own rate, and we don’t always get it right.

The insurer may not have published it yet, or its files may be missing details we need to match it to you. Some rates are listed only under a practice’s billing ID rather than your own NPI, and when you also have your own practice, we set aside rates that come through a large group or platform. If you think we’ve missed you, please let us know.

Learn more about how we generate these numbers on our methodology page.

Source: each insurer’s Transparency in Coverage filings. For information only; not financial, legal, insurance, or negotiation advice.

This is a sample. Yours uses real published rates for you and your local peers.

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